FREE AUDITNo card required · Setup in 5 minutes

Cut AI spend up to 34%
across your entire AI stack

Audit ChatGPT, Claude, Cursor, Copilot, and API bills — get cheaper plans, alternatives, and shareable reports finance will trust.

  • No credit card required
  • Finance-ready reports
  • Built for engineering teams

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Stop overpaying for AI tools your team barely uses

CreditFlow maps subscriptions, seats, and API usage — then surfaces the fastest paths to cut spend without blocking engineering.

34%

Avg. savings identified

12+

Tools per audit

< 2 min

Report generation

$14k

Typical annual savings

Same platforms your team already uses — audited in one place

How it works

From messy AI bills to clear savings

Three steps to understand where your budget goes — and what to change first.

01

Connect your AI stack

Link subscriptions, invoices, and API usage. CreditFlow maps spend across every tool your team uses.

02

Analyze spending

We break down seats, tiers, overages, and duplicate tools — with team-level usage insights.

03

Discover savings

Get recommended plans, cheaper alternatives, and AI-generated optimization summaries you can share.

Audit preview

See what an audit surfaces

Sample findings from a Series A engineering team.

ProductChatGPT Team
Scope48 seats
ValidityMonthly
Current spend$2,400 / mo
RecommendedTeam @ 32 seats
Optimized$1,600 / mo
Estimated savings$800 / mo
ProductCursor Business
Scope24 developers
ValidityMonthly
Current spend$960 / mo
RecommendedPro + selective Business
Optimized$480 / mo
Estimated savings$480 / mo
ProductAnthropic API
ScopeProduction workloads
ValidityUsage-based
Current spend$3,200 / mo
RecommendedTier + batch routing
Optimized$2,100 / mo
Estimated savings$1,100 / mo

Illustrative data · Results reflect your actual usage and billing

Platform

Everything you need to control AI costs

Purpose-built for startups and engineering orgs — not generic expense tracking.

AI spend analysis

Unified view of subscriptions, API bills, and seat utilization across your stack.

Plan optimization

Right-size tiers and seat counts based on how your team actually uses each tool.

Alternative recommendations

Discover cheaper tools and bundles when overlap or underuse is costing you.

Shareable reports

Export polished audit reports for finance, leadership, and board updates.

AI-generated summaries

Plain-language optimization briefs with prioritized actions and rationale.

Team usage insights

See which squads drive spend — and where consolidation saves the most.

SOC 2-ready reporting · Finance-friendly exports

Teams like yours

Trusted by fast-moving startups

Engineering and finance leaders use CreditFlow to get ahead of runaway AI spend.

We found $14k in annual savings in the first audit — mostly from duplicate ChatGPT seats and an oversized Cursor plan.

Maya Chen

VP Engineering · Latticeflow

CreditFlow gave us a board-ready report in minutes. Finance finally has visibility into our AI line item.

James Okonkwo

Head of Finance · Stackpath

The alternative recommendations were spot-on. We consolidated API routing and cut Anthropic spend by 28%.

Priya Nair

Staff Platform Engineer · Northwind Labs

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Join startups reducing AI costs without cutting the tools engineers rely on. Your first audit is free.